Question 1

What should I do immediately after a car accident in Mississippi?

Accepted Answer

First, check yourself and your passengers for injuries and call 911. Even if the accident seems minor, a police report creates a critical record of what happened. Move your vehicle to safety if possible, turn on your hazard lights, and stay at the scene. Document everything you can with your phone — photos of the vehicles, the road, damage, and the positions of the cars. Exchange information with the other driver, and get the names and contact details of any witnesses. Do not admit fault or apologize, even casually. Seek medical attention as soon as possible — ideally the same day — even if you feel fine.

Question 2

Should I call the police after a minor car accident in Mississippi?

Accepted Answer

Yes. Mississippi law requires drivers to report accidents involving injury, death, or property damage over $500. Even for accidents that appear minor, a police report is one of the most important pieces of evidence in an injury claim. It documents the other driver's information, records witness accounts, and establishes an official account of what happened. Insurance companies take police reports seriously — and the absence of one can be used to question the legitimacy of your claim.

Question 3

What if the other driver doesn't have insurance?

Accepted Answer

Mississippi requires drivers to carry liability insurance, but a significant number of drivers on the road are uninsured or underinsured. If you are hit by an uninsured driver, you may still have options — including filing a claim under your own uninsured motorist (UM) coverage if you have it. Our attorneys can review your policy, identify every available source of recovery, and advise you on your best path forward. Do not assume an uninsured driver means no recovery.

Question 4

What if I was partially at fault for the accident?

Accepted Answer

Mississippi follows a pure comparative fault rule, which means you can still recover compensation even if you were partially at fault — your recovery is simply reduced by your percentage of fault. For example, if a jury determines you were 25% at fault and your total damages are $100,000, you would recover $75,000. Insurance companies frequently try to assign more fault to the injured party than is warranted in order to reduce their payout. An experienced attorney anticipates that strategy and counters it with evidence.

Question 5

Do I have to give a recorded statement to the insurance company?

Accepted Answer

No. You are not required to give a recorded statement to the other driver's insurance company, and we strongly advise against doing so without legal counsel. Insurance adjusters are trained to ask questions in ways that can minimize your claim — and anything you say can be used to reduce or deny your recovery. If you've been contacted by an insurance company after a car accident, contact our team before you respond.

Question 6

Should I accept the insurance company's first settlement offer?

Accepted Answer

Almost certainly not. First settlement offers are made early — often before you know the full extent of your injuries — and they almost never reflect the true value of your claim. Once you sign a release and accept a settlement, you typically cannot seek additional compensation even if your injuries turn out to be more serious than initially thought. Never sign anything from an insurance company without speaking to an attorney first.

Question 7

How long do I have to file a car accident claim in Mississippi?

Accepted Answer

In Mississippi, the statute of limitations for personal injury claims — including car accident claims — is generally three years from the date of the accident. If you miss this deadline, you will almost certainly lose your right to pursue compensation entirely. However, waiting near the deadline is not advisable — evidence becomes harder to gather, witnesses become harder to locate, and memories fade. Contacting an attorney as soon as possible after an accident preserves your options.

Question 8

How much does a car accident attorney cost in Mississippi?

Accepted Answer

Gilliam Law Firm handles car accident cases on a contingency fee basis — meaning you pay nothing unless we recover compensation for you. Our fee is a percentage of the recovery, which is agreed upon before we begin. There are no upfront costs and no out-of-pocket expenses during the case. If we don't win, you don't pay. This fee structure ensures that every injured Mississippian — regardless of financial situation — has access to experienced legal representation.

Mississippi Car Accident Attorney

Car Accident Attorneys Fighting for Mississippi Injury Victims

Auto product liability / permanent paralysis

Automobile and train collision

Off-road vehicle accident injury

Car Accidents We Handle

Latest from Gilliam Law Firm

How Much Is My Mississippi Personal Injury Case Worth?

Mississippi DUI Laws Explained

What to Do After a Car Wreck in Mississippi

My little brother was in a fix. He was being blackmailed or accused of wrong doing. Vicky proved herself professional, knowledgeable and a credit to herself, her firm and the local, state and federal justice system. Thank you Vicky and “carry on the struggle “.

It was amazing to watch Miss. Gilliam in action. She showed without a doubt all the evidence. She is an amazing Lady and very intelligent.

Vicki is a great lawyer. She is always prepared and does a great job for her clients. When she goes to trial her clients have an advocate that is indefatigable and will not accept defeat.

Injured in a Mississippi Car Accident?

Frequently Asked Questions

What should I do immediately after a car accident in Mississippi?

Should I call the police after a minor car accident in Mississippi?

What if the other driver doesn't have insurance?

What if I was partially at fault for the accident?

Do I have to give a recorded statement to the insurance company?

Should I accept the insurance company's first settlement offer?

How long do I have to file a car accident claim in Mississippi?

How much does a car accident attorney cost in Mississippi?

The Standard Behind Every Case

Quick Links

Resources

Follow Us